After attending a February 28 protest in solidarity with Ukrainians during the Russian invasion, Avi Schiffmann wanted to raise his level of helping others.

Mercer Islander, 19, and his Harvard University classmate Marco Burstein have teamed up to help Ukrainian refugees by creating an independent platform connecting them with potential hosts in neighboring countries.

Computer science students launched http://UkraineTakeShelter.com March 2.

On the secure website – which is natively translated into Ukrainian, Polish and a plethora of other languages ​​- hosts can list information such as available space, transportation, first aid, languages ​​spoken, custody children, disability support, legal assistance and more.

“Refugees can search easily with comprehensive filtering and quick search results. We prioritize displaying the closest hosts that best match their needs. Additionally, users can flag inappropriate listings or share links to entries with others,” reads an email from Schiffmann.

After the protest, Schiffmann returned home and struggled to research which organizations could help Ukrainians reach the sanctuary, and found that there was a lack of communication between agencies and citizens.

Schiffmann reached out to Burstein the next morning over a video call, and after a discussion of the idea, their website coding, design, and programming began and went two to three days without sleep. Burstein, 18, walked away from the draft to take a midterm but was back in action just after returning home. Schiffmann, who attended Harvard for a semester and is currently taking a break from school, continued to work on the site uninterrupted until the end.

“We found that existing efforts to connect refugees to hosts were extremely inefficient, not scalable, and difficult to sort out quickly. Our goal was to create a site that was intuitive, secure, safe and useful,” Schiffmann wrote in a press kit, adding that he lives in San Diego and Burstein was at Harvard when the website was designed and launched.

Schiffmann said they were trying to get the site talked about in the media in the United States in hopes that people would pass the information on to Ukrainian and Polish news outlets, which he said were not responding quickly to the need for information. ‘shelter. They worked with user experience research teams who interviewed Ukrainians in need and referred them to the site.

“It’s been going well, we now have over a thousand listings worldwide, which is pretty crazy. It’s like doubling every 12 hours,” Schiffmann said in a March 7 interview with the Journalist.

In a separate interview with the Journalist on March 7, Burstein — who is originally from Los Angeles — said he immediately agreed with Schiffmann when he pitched the idea.

“I think it’s amazing. I’m really glad I got to work with Avi on it,” said Burstein, who previously worked on more localized projects with her high school, “But really nothing that seemed to have such a global focus.”

At Harvard, Burstein and his classmates follow the situation between Ukraine and Russia and discuss it on campus. He is therefore delighted to help make a difference for people on the other side of the globe.

“It’s one thing to stand up and talk and hold a sign and do all those sorts of things, but I think what’s really cool these days is this whole new concept of what I did,” Schiffmann said. “It’s more digital activism, where I can build a website or a tool or an app or something – it’s a direct and practical use case for people on the ground in the region .”

Schiffmann, an internet activist who founded and developed one of the first and largest coronavirus tracking websites, nCoV2019.live, added: “Looking to the future, we hope to compile more resources that would help refugees, such as countries currently accepting refugees. and what their processes look like.

During his hiatus from Harvard, Schiffmann is enjoying his freedom to work on his plethora of digital projects while staying in “hacker houses” with other like-minded people. Upcoming trips to Barcelona and Amsterdam are on his program to deepen his work.

“I’m primarily good at just seeing opportunities and gaps and just like filling those gaps and just making useful products,” Schiffmann said, noting that his COVID-19 site was used by hundreds of millions of people around the world. whole world.

The current situation in Ukraine and Russia weighs heavily on Schiffmann’s mind. He said he had five nationalities, some of them in Europe.

“It’s really crazy that there is a war in Europe that I’m afraid I’ll be drafted into if things get worse,” he said.

Infinite Banking is a method of using a specific type of ultra-safe whole life insurance policies as an alternative to bank financing while simultaneously increasing long-term wealth.

Cranston, United States – March 7, 2022 —

Michael Hessionan entrepreneur with over 20 years of experience in the financial industry, has released a new website that focuses on how entrepreneurs can take advantage of the infinite banking concept to reduce debt and increase long-term wealth. The site is packed with useful information for entrepreneurs looking to take control of their finances.

Infinite Banking is a method of using a specific type of ultra-safe whole life insurance policies as an alternative to bank financing while simultaneously increasing long-term wealth. When done correctly, it allows policyholders to harness the power of compound interest while providing significant tax savings.

The Infinite Banking concept was first introduced by renowned financial expert R. Nelson Nash in 2000. Since then, Infinite Banking has become a popular alternative for entrepreneurs looking to avoid the pitfalls of traditional bank financing.

“I’m very excited to release this new website,” said Michael Hession, an Infinite entrepreneur and banker himself who was one of Nash’s students and is a licensed practitioner of the method. “These policies are incredibly powerful tools to help people achieve financial freedom. I’m thrilled to be able to help others discover how Infinite Banking can change their lives like mine.

The Infinite Banking concept is a particularly useful money management strategy for entrepreneurs and business owners. By using a policy to fund their businesses, they can avoid the high interest rates and fees typically associated with bank loans. Additionally, the infinite banking strategy can help business owners build long-term wealth and protect themselves from financial ruin in the event of bankruptcy or other unforeseen disasters.

Michael Hession’s website is a great resource for entrepreneurs looking to learn more about this proven wealth-building strategy. Michael offers a simple and clear three-step process to assess whether or not the Infinite Bank is a good choice for those interested. The first step in this process is to schedule a short 22-minute one-on-one discovery call with Michael.

Michael Hession is a recognized expert in Infinite banking concept which has been featured on several podcasts. “My job is to help entrepreneurs transform themselves from victims of a financial system that doesn’t have their best interests at heart into leaders with the tools and knowledge to build the wealth they deserve. That’s why I created this new website,” Hession explained.

Those interested in learning more can visit his new website at www.michaelrhession.com.

Contact information:
Name: Michael Hession
E-mail: Send an email
Organization: Michael R. Hession
Address: 147 Paine Ave., Cranston, RI 02910, USA
Website: https://michaelrhession.com

Build ID: 89066909

COMTEX_403688765/2773/2022-03-07T21:48:54

Annapolis, MD—To show his support for the people of Ukraine as they fight for their country and their lives, Governor Larry Hogan held a solidarity vigil tonight at Lawyers Mall in Annapolis.

The Governor was joined by First Lady Yumi Hogan; Deputy Head of Mission, Embassy of Ukraine Yaroslav Brisiuck; Lieutenant Governor Boyd K. Rutherford; Senate Speaker Bill Ferguson; House Speaker Adrienne A. Jones; the Reverend Dr. Volodymyr Steliac, pastor of St. Andrew’s Ukrainian Orthodox Cathedral in Silver Spring; and Rev. Vasyl Sivinskyi, pastor of St. Michael the Archangel Catholic Church in Baltimore.

(Watch the governor’s remarks)

In addition to speak out and strongly condemning Russian aggression, Governor Hogan took a series of steps to express Maryland’s strong support for Ukraine:

Over the weekend, the governor announced the end of Maryland’s sister state relationship with Russia’s Leningrad region, which was first established in 1993.

The governor ordered state agencies to review all contracts, purchases and equity interests that may have ties to Russian entities, and called on the board of directors of the Maryland state retirement and pension system to take immediate divestment action with respect to investments, securities, or holdings with Russian or Russian-affiliated entities.

On Monday, the governor also participated in a special prayer service at St. Michael the Archangel Ukrainian Catholic Church.

Here are the Governor’s remarks as prepared for delivery:

We come together tonight to show our support for the brave people of Ukraine as they fight for their country, for their freedom and for their very lives.

It has now been a very long week since a full-scale military assault was launched against the Ukrainian people. This unprovoked aggression is a serious attack on the right of sovereign nations and free peoples to choose their own destiny. This goes to the very heart of our values ​​as Americans and the values ​​of freedom-loving people around the world.

The State of Maryland stands in solidarity with Ukraine and against this aggression by Putin, and we join the rest of the free world in viewing this attack for the evil that it is.

Tonight, as we lift up the people of Ukraine with our prayers, they lift us up with incredibly inspiring displays of courage and determination. In word and deed, they fight back with all they have.

So many incredible stories of heroism have emerged in recent days.

A man standing in front of an oncoming Russian military convoy. A Ukrainian marine blowing up a bridge and giving his own life to block the Russian advance on Kiev. A woman courageously and daringly confronting armed Russian soldiers. Civilians standing in front of tanks and armored vehicles.

President Zelensky said: “No one will break us. We are strong. We are Ukrainians.

We are all witnesses to the truth behind this commitment.

In the face of such pure evil, the people of Ukraine have proven themselves to be true heroes, showing the world what it means to stand up and fight for freedom, and reminding all of us that freedom and liberty are worth worth fighting and risking his life for.

In recent days, we have taken a series of steps to express our unwavering support for Ukraine. On Monday, I had the honor of being able to pray with the congregation of St. Michael the Archangel Ukrainian Catholic Church in Baltimore City to let our Ukrainian community in Maryland know that we stand in solidarity with them, and we ended to the 30-year-old sister from Maryland. state relationship with the Leningrad region of Russia. I have ordered all state agencies to immediately review and terminate all contracts, purchases, and equity interests that may have links to Russian entities, and have called on the administrators of Russia’s retirement and pension system. State of Maryland to take immediate divestment action with respect to any investments, securities or interests in Russian or Russian-affiliated entities.

These measures are symbolic ways for us to send a loud and clear message to Russia that here in Maryland, we are on the side of peace and freedom.

It is truly inspiring and heartwarming to see you all here tonight, and people from across our state coming together in this spirit of togetherness. It has truly united the people of Maryland, the United States, and the world, including the tens of thousands of proud Ukrainian Americans who call our state home and eagerly await news of their loved ones.

Tonight we pray for them and their families, for all who are suffering and for the brave people of Ukraine, and we pray for peace.

Slava Ukraine.

-###-

MOSCOW — The official Kremlin website, Russian President Vladimir Putin’s office, kremlin.ru, was down on Saturday, following reports of denial of service (DDoS) attacks on various other government websites. Russian and state media.

The outages came as Ukraine’s deputy prime minister said he had launched a “computer army” to fight Russia in cyberspace. Read the full story

On Wednesday, newly discovered destructive software was circulating in Ukraine, hitting hundreds of computers, according to researchers from cybersecurity firm ESET.

Suspicion has fallen on Russia, which has been repeatedly accused of hacking Ukraine and other countries. Victims included government agencies and a financial institution, Reuters previously reported.

Last week, Britain and the United States said Russian military hackers were behind a series of DDoS attacks that briefly took Ukrainian banking and government websites offline before the attack. Russian invasion.

Russia has denied the allegations.

We call on all hackers and digital activists to unite. If this war is not won with weapons, it will be with cyberweapons. Democracy and freedom will destroy fascism and imperialism. #Anonymous #OpRussia #Ukraine #Russia. pic.twitter.com/aRcFWYjFSP

— Anonymous (@YourAnonTeam) February 26, 2022

Twitter accounts historically associated with Anonymous, the amorphous online activist community that first gained global attention a decade ago, have also announced plans to target Russia’s online presence. .

Russia-themed leaks and hacks attributed to the group have begun to spread across the web – although, as is often the case with Anonymous and other hacking collectives, the authenticity of the allegations remains unclear to establish.

It is not uncommon for independent or ideologically driven pirates to engage in global conflicts on one side or the other; similar actions took place during the Arab Spring uprisings.

On Thursday, Reuters reported that the Ukrainian government had appealed to underground pirates to help support their efforts to push back the Russians.

(Reporting by Andrew Osborn; Additional reporting by Raphael Satter and James Pearson; Writing by Olzhas Auyezov; Editing by Diane Craft and Daniel Wallis)

RELATED VIDEO

Notre Dame, IN. Literatures of Annihilation, Exile and Resistance, a research collective and lecture series focused on the study of Middle Eastern/Southwest Asian and North African literatures, founded by Azareen Van der Vliet Oloomi and hosted at the University of Notre Dame’s Initiative on Race and Resilience, is delighted to announce the launch of its new website, litofexile.nd.edu.

The website has been redesigned to reflect the growth of the research collective and its series of online events. The new website includes an archive of recorded events featuring transnational writers and scholars from Iraq, Iran, Palestine, Syria, Egypt, Lebanon, Colombia, Chile and the United States. United whose work bears witness to truth and history and the global struggle for freedom.

“Literatures of Annihilation, Exile & Resistance is a space for writers and artists who see art as a form of transformational witnessing,” said Azareen Van der Vliet Oloomi. “It is a space to examine in our own words and images how resistance movements and political violence in our ancestral and adopted homelands have shaped our language, our stories, and our collective and individual identities.”

The site features an interactive map that traces the personal migration routes of featured guests, as well as members of the research collective. Writers such as Sonallah Ibrahim, Sinan Antoon, Solmaz Sharif, Ibtisam Azem, Isabella Hammad, Elias Khoury, Susan Abulhawa and Mosab Abu Toha are featured alongside scholars who study literatures that have been shaped by transformational movements, decolonization , migration and human rights. offences. Together, their flyways illustrate patterns of movement over the Mediterranean Sea and across the Atlantic Ocean. Users of the interactive map can learn more about each writer/artist/scholar through links to recorded conversations, written interviews, and more. The map was developed by poet, artist and researcher Amira Hanafi.

Literatures of Annihilation, Exile, and Resistance invites visitors to explore the new website and register for upcoming events, held monthly live on Zoom. Lina Meruane and Nadia Owusu are featured guests on Friday, February 25, 2022 at 12:00 PM EST. Randa Jarrar and Zeyn Joukhadar chat with Mejdulene B. Shomali on Friday, March 25, 2022 at 12:00 PM EST. Visitors can also watch videos of past events featuring literary readings and conversations between writers, filmmakers and scholars.

About Literatures of Annihilation, Exile and Resistance

Literatures of Annihilation, Exile and Resistance is a research collective and lecture series taking an interdisciplinary approach to the Middle East/Southwest Asia and North Africa. Launched by Azareen Van der Vliet Oloomi, it is co-sponsored by the University of Notre Dame College of Arts and Letters and the Kroc Institute for International Peace Studies, and hosted at the Race and Resilience Initiative, led by Mark Sanders, Professor of English and African Studies.

The Literatures of Annihilation, Exile & Resistance research collective includes Asher Kaufman, Ebrahim Moosa, Atalia Omer and Ernesto Verdeja, faculty members of the Kroc Institute for International Peace Studies, and Alison Rice, Perin Gürel, Olivier Morel, Ernest Morrell, Francisco Robles and Mark Sanders. External collaborators include Chana Morgenstern, co-founder of the Archives of the Disappeared Initiative and associate professor of postcolonial and Middle Eastern literatures at the University of Cambridge; Sinan Antoon, Iraqi poet, novelist and translator and associate professor at New York University’s Gallatin School of Individualized Study; Refqa Abu-Remaileh, Associate Professor of Modern Arabic Literature and Film at Freie Universität Berlin and Principal Investigator of PalREAD; Amir Ahmadi Arian, Iranian novelist, journalist and writer, and Ammiel Alcalay, poet, novelist, translator, critic and professor at Queens College and CUNY Graduate Center.

Media Contact
Amira Hanafi
Coordinator
ahanafi@nd.edu

Originally posted by Literature of annihilation, exile and resistance at litofexile.nd.edu to February 08, 2022.

A website hosting a new fundraising effort to support truckers protesting Canada’s vaccination mandates is experiencing major technical difficulties, with a surge of traffic clogging the platform after GoFundMe canceled a previous campaign that made millions of dollars.

Shortly after GoFundMe launched the “Freedom Convoy 2022” campaign on Friday afternoon, organizers made another attempt on Christian crowdfunding platform GiveSendGo, raising more than $150,000 in just hours. A spike in visitors, however, caused problems for the website.

“We know the site is slow or experiencing a server error. We’re working on it! Everyone on deck. There are thousands on [the site] make successful donations, so please try again if you get an error! » It said.

The new fundraiser includes a brief video from organizer Tamara Lich, who explained that GoFundMe ended the previous campaign that raised some $8 million (C$10 million) after disbursing just $1 million, freezing the rest.

“We decided to team up with an organization called GiveSendGo, which is going to allow us to get donations to truckers much, much faster while everyone sorts out the rest of these things,” she said adding “You know we plan to be here for the long term, for as long as it takes to ensure your rights and freedoms are restored.”

The money is being raised to support a convoy of truckers who descended on Canada’s capital to demand an end to cross-border vaccine requirements, staging a massive protest in Ottawa. Others gathered near the border with the United States, creating a blockade of large trucks and other vehicles.

While local police denounced the gatherings as disruptive and illegal, authorities were unable to disperse protesters for several days. In the wake of GoFundMe’s decision to abandon the original fundraiser, the Ottawa Police Service applauded the move, thanking the site for “Listening to our concerns as a City and as a police service.

“The decision to suspend funding for these illegal protests is an important step and we call on all crowdfunding sites to follow,” It said.

After a review of “relevant facts” and discussions with officials in Ottawa, GoFundMe said the Freedom Convoy campaign violated its rules against “the promotion of violence and harassment”, claiming what began as a “peaceful protest” had become illegal “Occupation.”

“Given this evolving situation, no further funds will be distributed directly to Freedom Convoy organizers – we will work with organizers to send any remaining funds to credible and established charities verified by GoFundMe,” says the platform.

Although millions of dollars remain frozen by the site, it has offered to return the money to any donors who request it by February 19, and said it will continue to work with organizers to send the remaining funds to any charities it considers “credible and established”.

When you have exhausted all other choices and face a financial emergency, you should always consider applying for an online payday loan.

Whether you need money for medical costs, new auto components, or a vacation, payday loans can help.

It can be challenging to identify a company that provides high-quality services among the hundreds of possibilities available.

There’s no need to be concerned because we’ve taken care of the research for you. We compared many companies and selected the most acceptable offer currently available. We’ll go over the top sites for getting online payday loans in this article.

When evaluating each company, we took into account a variety of aspects to select the best online payday lender.

We started by looking for short transfer periods so you can be sure you’ll obtain the money you need as soon as possible. If you are having trouble with your credit, we recommend that you seek credit counseling.

We have checked the company’s security and privacy policies to ensure that we only recommend those businesses that respect your privacy.

Furthermore, we will provide some safety measures that you should follow to prevent getting caught in a debt cycle. So, without further ado, let’s get started on the list and assist you in finding a good payday lender.

Here are the best picks for the best online payday loan lender on the market!

Top 4 Best Lending Platforms For Online Payday Loans 2022:

1. MoneyMutual – Overall Best Online Payday Lender For Fast application
2. Bad Credit Loans – Popular Same Day Loans With Instant Approval Decision
3. CashUSA.com – Best Bad Credit Installment Loans With Fast Funding
4. Personal Loans – Trusted Personal Loans For Bad or No Credit Check

#1. MoneyMutual – Overall Best Online Payday Lender For Fast application

For various reasons, MoneyMutual is our top-ranked online loan marketplace. To begin with, it enables customers to obtain cash quickly, often in as little as 24 hours. One of the top choices for the best payday loans online comes from Money Mutual.

MoneyMutual specializes in assisting people in obtaining funds for an emergency by connecting them with short-term loans of up to $2,500 from a marketplace of lenders with whom it works.

A straightforward online loan application takes approximately five minutes to complete, and an internet lender could accept your loan within minutes.

You may check out what lenders have to offer without committing to anything, which is a good thing because it allows you to evaluate different possibilities simply.

Clients may expect complete openness from the site, so there will be no surprises when working with them. On their official website, they also feature a FAQ area to assist new users.

Overall, MoneyMutual is a wonderful alternative for clients seeking payday loans because it provides high-quality services.

MoneyMutual works with over 60 reputable lenders through their network of companies and individuals. MoneyMutual also has no service fees and is the greatest online resource for finding title loans, payday loans, installment loans, and equity loans.

Applying for a payday loan online is an easy process. Short-term loans, on the other hand, are typically returned in installments, and certain lenders may levy exorbitant interest rates and service fees.

Highlights

MoneyMutual requires users to be 18 years old or older to be eligible for a loan. They must also be citizens of the United States and have an active bank account.

They also require a consistent source of income that pays at least $800 per month. Aside from that, people must provide documents proving their work status and other eligibility requirements.

The documentation required varies depending on the lender.

MoneyMutual has designed its website with users in mind. It is made to be simple to use and navigate with clear instructions, so even non-techies can access and utilize it to apply for a loan.

Furthermore, the site outlines the entire process of connecting individuals with appropriate lenders.

MoneyMutual connects consumers with lenders based on their unique needs, thanks to its network of over 60 lenders. These lenders will consider loan requests ranging from $200 to $5,000.

MoneyMutual is not liable for the terms and conditions imposed by the lenders because they function as a middleman to link borrowers and lenders. The lender instead bases its interest rates and costs on the aforementioned parameters.

Most loans, particularly payday loans, are required in an emergency, thus funds must be provided promptly. MoneyMutual claims to give some of the quickest and most convenient fund transfers available.

Features

• A safe and secure environment
• User-friendly
• There are over 60 reputable lenders to choose from

Pros

• There are no additional fees
• Reputable and credible
• A website that is simple to use
• Funds can be transferred within one business day

Cons

• Issues between the consumer and the lender are not the responsibility of the company

Customers Experience

MoneyMutual has garnered more than 2 million good evaluations from customers across the United States.

Clients are pleased with the site’s dependable lenders and quick response time. MoneyMutual also offers installment loans, payday loans, and bad credit loans, which have pleased many consumers.

=> Click here to visit the official website of MoneyMutual

#2. Bad Credit Loans – Popular Same Day Loans With Instant Approval Decision

BadCreditLoans performs an excellent job of explaining how credit loans and other financial tools, such as payday loans, work to users.

BadCreditLoans, like MoneyMutual, does not directly dole out loans; instead, it connects consumers with direct lenders and service providers who offer good-value payday loans.

Its mission is to collaborate with ethical lenders and service providers while educating customers throughout the lending process.

As the name implies, they are the leading provider of bad credit loans to those who require them the most.

Having a bad credit history or score can prevent you from getting several loans. This might cause you a lot of stress and cost you a lot of money.

However, there is no need to be concerned because BadCreditLoans is here to help regardless of clients’ credit history.

Highlights

The qualifications to apply for a payday loan at BadCreditLoans, are simple. First and foremost, the user must be at least 18 years old and have a reliable source of income.

Second, despite the lack of a minimum wage requirement, users will be required to provide proof of employment. Users must also be citizens of the United States and have active bank accounts.

When filling out an application, the site is designed to be simple to use. Simply go to their official website to get all of the necessary documentation.

By choosing ‘Get Started,’ you can begin the loan application process. Then, once you’ve completed the form, you can sit back and relax, knowing that the majority of your work is done.

The application and approval procedure is quick and painless, taking only around 5 minutes. To begin, fill out a form with all of your essential information.

The questions are asked so that you can connect with lenders who can help you with your specific needs. They want to know about your current debts, income, and savings, among other things.

Following that, the form is accepted and delivered to several lenders. These lenders will then present the customer with a variety of loan options. The lender will also define the terms and circumstances.

If you decide to accept the loan, you could have the funds deposited in your account within 24 hours.

• Loans that are Dependable and Available Right Away

You can always trust on BadCreditLoans to assist you in an emergency. They have a variety of loans available, ranging from $500 to $10,000. You can usually get your money in a business day or two if you take out a payday loan.

BadCreditLoans also provides other financial services, such as auto equity and home equity, in addition to a variety of loan types.

• Privacy & Security Policy

The security of customers’ information is one of the top objectives of BadCreditLoans. As a result, they focus on the privacy and security of their websites, employing powerful encryption technologies to prevent data leaks.

They also use password-protected files, as well as safeguards and servers that adhere to all privacy regulations. All of these elements ensure that consumers’ financial and personal information is kept safe on the site.

Features

• Loans ranging between $500 and $5,000 are available
• New and improved user interface
• A large network of trustworthy lenders is available
• Experience dating back two decades

Pros

• Signing up is simple
• There are no hidden costs
• No requirement for minimum credit score
• Funds can be transferred within one business day

Cons

• For the application, more personal information is requested

Customers Experience

Customers have complimented BadCreditLoans for providing exceptional customer care and high-quality services 24 hours a day, seven days a week.

Customers also appreciate the site’s fast approval and funding. The majority of the customers share their positive experiences with BadCreditLoans.

=> Click here to visit the official website of BadCreditLoans

#3. CashUSA – Best Bad Credit Installment Loans With Fast Funding

CashUSA is currently one of the most popular payday loan providers on the market. Their company is open about its practices and how it operates.

They are open and honest regarding the APRs that their loan lenders provide, as well as their terms and conditions.

CashUSA connects customers with loaners and gives information on a variety of finance-related topics, including debt calculation, credit score, budgeting, student loans, and more.

CashUSA, like the rest of the platforms on this list, does not lend money directly; instead, it connects borrowers and lenders.

Highlights

Users must be at least 18 years old and citizens of the United States to qualify for a loan from CashUSA. They must also have a verified bank account and a consistent monthly income of at least $800.

The application process at CashUSA takes only a few minutes to complete. After you’ve completed your online loan application, all you have to do now is browse loan offers and accept the lender’s terms to receive funds in your account.

CashUSA may offer you services or information on debt relief, credit restoration, or other similar issues even if you do not get loan offers.

To seek a loan, all you have to do is fill out a simple form with basic information. Any lender will give you all of their terms and conditions involving fees and interest rates before accepting your application.

Depending on the type of loan you decide on, the payment period can last anywhere from 90 days to 72 months.

CashUSA also supports an electronic payback mechanism between lenders and borrowers, in which the loan provider simply withdraws the agreed-upon repayment amount from the same account where the loan funds were put.

CashUSA provides online payday loans with same-day money transfers, allowing consumers to acquire the money they need in as little as 24 hours.

• Loan Terms That Can Be Negotiated

The terms of your loan repayment will be determined by the type of loan you obtain and the lender from whom you obtain it.

Before you sign any contracts, lenders will give you the actual interest rates and fees. Some of these terms may be able to be negotiated.

Before agreeing to any terms and conditions, make sure you read them completely. Despite the fact that CashUSA only works with trustworthy lenders, the platform has no influence over the terms and circumstances that loan providers give.

CashUSA pride itself on providing a user-friendly, straightforward, and easy-to-navigate website. They provide a collection of content to assist consumers in understanding their finances better, and for instructions on how to apply for a loan using their platform.

Furthermore, their website is encrypted, ensuring the privacy and security of users’ data. As a result, you may give the website your financial and personal information with confidence, knowing that it is secure.

Features

• Encrypted Website
• Online application
• Opportunity to choose a lender according to your needs
• 24/7 Customer care

Pros

• Funds may be accessible after one business day
• Lenders and borrowers are connected within minutes
• Application is quick and straightforward
• There are no credit requirements
• Protects the personal and financial information of users by encrypting it
• Before accepting a loan, you can compare offers

Cons

• No mobile app is available

Customers Experience

Customer care is available 24 hours a day, seven days a week, to help with any problems that may arise. Users from all over the United States have given the site high marks. They’ve gotten a lot of acclaim for their secure website and dependable lenders.

Additionally, customers like that the site displays all available lenders, selecting the lenders that best suit their needs.

=> Click here to visit the official website of CashUSA

#4. Personal Loans – Trusted Personal Loans For Bad or No Credit Check

You never know when an emergency will arise; therefore, having a short-term loan option can assist in alleviating some of the stress associated with these issues. Personal Loans assist people with bad credit in finding suitable lenders for cash in an emergency.

This company is based in Utah and has a long history in the industry. It has earned the trust of many borrowers who have nothing but excellent things to say about Personal Loans throughout this time.

Regardless of the purpose of the borrowing, be it medical or home repair, undertaking Personal Loans can assist you in locating a source of finance suited for your needs. The procedure is straightforward and quick, and it begins with you filling out an online form with basic information about yourself.

Highlights

Users must be at least 18 years old and have a social security number to be approved for a loan. They must also be a United States citizen with a bank account in their name.

They distribute your information around their network of lenders after you complete out their initial application.

Multiple lenders will be able to see your request and make you an offer. Following approval of your request, the lender will give you the loan’s terms and conditions, which you can accept or reject.

The money will be paid into your account as soon as everything is finalized.

PersonalLoans offers quick deposits, which is uncommon for online lending services that offer large loan amounts.

On the other hand, Deposit times can vary depending on lenders and the user’s banking institution.

If you need money quickly, it’s a good idea to choose a lender that allows same-day deposits. They usually deposit the funds in your account the next business day.

The good thing about Personal Loans is that you will never be left out of options.

Even if you cannot discover a suitable lender among their offerings, the website can attempt to connect you with third-party networks of reputable lenders.

For a long time, Personal Loans has been linking users with reputable third-party lenders.

If you’re not sure how you’ll pay back the loan, find a network that doesn’t take advantage of consumers who can’t pay right away.

Personal loans encourage consumers and lenders to be lenient. If you think you’ll be late on a payment, simply call the lender and ask for an extension.

Personal Loans ensure that users’ personal information is kept confidential. The platform adheres to all security regulations to ensure that the information of its clients does not fall into the hands of anybody with unauthorized access.

They also employ encryption services to prevent hackers from gaining access to consumers’ financial and personal data. Other steps, such as computer safeguards and locked files, are also taken to increase privacy.

If you require a heftyloan, Personal Loans will make this happen by connecting you with lenders who are willing to provide you with a larger amount. Loans of up to $35,000 have been obtained by some users who serve as proof of the successful collaboration between borrowers and lenders when higher loan amounts are in question.

Features

• Online application
• Information encryption and other security measures
• Third-Party Lenders

Pros

• Loans of up to $35,000 are available
• Information encryption and other security measures
• Simple and easy-to-use website
• Payment terms and conditions that are quick and flexible
• Everyone in the United States has access to it

Cons

• In some states, certain loan amounts may not be available

Customers Experience

Most of the customer reviews we read are positive. Clients are satisfied with the services that Personal Loans provide.

They like the fact that when they need a higher loan amount, Personal Loans connect them to lenders who offer it. Some users have been able to get loans of up to $35,000. They find this to be a secure online site for payday loans.

=> Click here to visit the official website of Personal Loans

What to Consider When Choosing a Payday Loan Site?

It’s difficult to locate trustworthy websites that connect customers to payday loans with rapid approval and no credit check.

Loan alternatives are expanding by the day as a result of the developing market and more competition. As a result, it’s critical to understand how to select the best online loan lender for your needs.

The following are some important considerations to make before making a decision. If you decide to take out a loan, following these guidelines will ensure that you do not fall victim to scammy arrangements.

Company Reputation

When choosing a site for rapid loans, the first thing to consider is the company’s reputation. To do so, look at how long the company has been in operation and, if feasible, read through their customer evaluations.

You may get a good indication of whether or not the firm is legitimate by reading the reviews. Another simple technique to check a company’s reputation is to conduct an internet search.

You may locate any negative reviews or lawsuits filed against them there. You may also check their Better Business Bureau rating to discover if they are trustworthy.

Time for Funding

Payday loans are intended to be used in an emergency, so they must be completed quickly. The organization that connects you with lenders is not in charge of selecting interest rates or other loan parameters.

As a result, before accepting a loan, it is critical to study all of the information offered by the lender.

In addition, your loan contract should include information on the market interest rate, monthly payments, timeline, and all other pertinent factors.

You are more likely to be charged higher interest rates if you apply for a loan with a negative credit score.

Security and Privacy

When using these online loan services, it is critical to provide personal and financial information. As a result, you must choose a lender that ensures the safety and security of all your data.

Examine each website’s privacy policy to ensure that data is protected with encryption. It is preferable to choose a new company if one does not follow safety standards or make efforts to secure private information.

This is crucial because some organizations have been detected stealing and selling customers’ data to the highest bidder.

Furthermore, you can avoid these catastrophes by visiting one of the sites listed above, as they employ effective security procedures to assure online safety.

Transparency

Fake businesses frequently use appealing marketing and advertising strategies to entice customers. As a result, these businesses defraud people and exploit their personal information.

As a result, it’s critical to look past flashy marketing to see how the business operates.

If a company isn’t upfront about its services, it could charge you money or charge you hidden costs.

Unfortunately, this also means that your information is unlikely to be secure. As a result, even if they charge a little extra, you should choose transparent companies.

The platforms used by the companies listed above are transparent and secure. As a result, there are no hidden fees or additional expenses to be concerned about.

FAQs Reagrding Online Payday Loans

Is it necessary for me to have a bank account in order to get a payday loan?

You must be able to submit a bank account number for an account in your name when applying for a personal loan through an online payday network. This is a requirement for all of the companies on this list.

Other frequent eligibility requirements include being 18 years old or older, having a regular monthly income of roughly $1,000, and being able to provide a valid home address, phone number, email address, and proof of work or benefits.

Although meeting these criteria does not guarantee you will be approved for a loan, they are necessary when applying for loans. Some lenders may refuse to lend to you.

Some lenders may demand borrowers to have a checking account in their name to automatically withdraw payments on the due date.

If you don’t have enough money to repay the loan on time, let the lender know ahead of time and request an extension.

How to differentiate payday loans and online personal loans?

A personal loan and a payday loan are not the same. Payday loans are a quick way to borrow a modest sum of money – typically less than $1,000 – and they don’t require strong credit.

Payday loans, on the other hand, are expensive because the organizations that supply them charge high-interest rates to compensate for the lender’s assessed risk.

The majority of payday loans have a week to a month repayment period. If you don’t pay back the loan on time, the lender has the ability to take money immediately from your bank account, perhaps resulting in overdraft fees.

Even if your credit score is bad, an online personal loan is significantly less expensive if you require a little loan.

Personal loans, on the other hand, have the disadvantage of taking longer to execute fund transfers. Furthermore, customers with bad credit would find it more difficult to secure online personal loans.

According to the Federal Trade Commission, borrowers should be aware of payday lenders who charge exorbitant fees and interest rates.

How do Payday Loans Work?

Regardless of the way how customers apply, the decision to approve (or deny) is usually made quickly. It normally just takes a few minutes to make the decision when proof of income and identification has been confirmed.

If approved, the consumer will permit the lender to either withdraw money from their checking account or hand them a post-dated signed check once the loan time has ended. In most cases, the repayment period is two weeks or one month.

The amount a consumer can borrow is determined by two factors: how much the lender is willing to lend without taking on too much risk and the state’s maximum lending limitations. In most states, a client has the right to refuse service.

A customer can usually get a payday loan for anywhere between $50 and $1,000 in most jurisdictions.

Once the paperwork is in order, the funds will be sent to the customer’s checking account, usually electronically.

This can take as little as a few hours (although it is normally considerably faster if the payday loan is applied for in person at a physical location) or as long as two business days.

Is it true that the location I reside has an impact on my payday loan?

Payday loans are regulated differently in each state. They are expressly prohibited in certain states, including Georgia.

Interest rates are capped to the point where they are effectively prohibited in other states. Payday loans are illegal in 18 states.

Other states, such as Oregon, have put in place some regulations, but payday lenders continue to operate there. In 32 states, payday loans are available with few restrictions.

In these states, any limits tend to focus on the maximum number of loans a person can take out rather than on interest rates. State laws, on the other hand, do change.

In 2016, South Dakota voters approved a ballot proposal, capping interest rates on payday loans at 36 percent in areas where they had previously been unregulated, while Colorado did so in 2018, Nebraska in 2020, and Illinois in 2021.

Be wary of lenders who try to get around the regulations. To get around state laws, many set up shop on Native American tribal grounds.

We have found that some internet lenders are based outside of the United States and charge the same exorbitant rates regardless of where you live.

What are the most important requirements for a payday loan?

Payday loans have fewer requirements than other types of loans, the most basic of which are as follows:

• Meet the required minimum age (18 in most states)
• Have a checking account that is active and open
• Proof of income is needed (usually a pay stub, but other documents may be accepted)
• Have a working telephone number

The requirements may alter significantly if you apply online. You’ll need to supply a checking account and a Social Security number, for example. If you’re currently filing for bankruptcy, several payday lenders won’t lend to you.

There is no credit check or requirement for a minimum credit score. Unlike other types of loans, the interest rates are fixed and do not fluctuate.

The state in which you live has the greatest impact on the amount of fees you pay on your payday loan.

Whether you apply online or in-person will determine how quickly you receive your funds. If you apply at a store, you will receive your money right away.

If you apply online, you could expect to get your funds within one to two business days. As a result, if you require money right away, it may be preferable to apply in a store.

Is it a good idea to rollover your payday loan?

Payday loans are designed to provide you with cash for a limited period of time until your next paycheck arrives. Payday loans are used for a variety of reasons, including unforeseen expenses and working irregular hours.

However, these loans are more frequently than you might imagine not paid off after two weeks and must be rolled over into another loan.

If at all possible, avoid doing so; it might trap you in a debt cycle, and you’ll end up paying far more in fees than the amount you borrowed.

More than 80% of payday loans are rolled over, according to the CFB. When you roll over a loan, you pay the financing fee and have two weeks to repay the original debt.

For instance, if you take out $200 and add a $40 fee, you’ll owe $240 at the end of two weeks.

If you are unable to repay the entire amount, you must pay the $40 and rollover the $200, and incur another $40 finance charge. If you repay the loan, you will owe a total of $280.

It’s easy to understand how rolling over debt can result in you paying much more than you borrowed.

If you’re considering taking out a payday loan but are concerned about your ability to repay it, try an installment loan.

Smaller payments are usually spread out over a longer period of time. You can also focus on boosting your credit to be eligible for lower-interest personal loans or credit cards.

What is the payday loan statute of limitations?

The statute of limitations refers to the period of time during which you are legally responsible for your obligation.

This varies by state, and in some circumstances, payday loans are treated differently from other types of debt. The statute of limitations usually begins when your payments fall behind, not when you sign the contract.

Don’t let the fact that your obligations have a statute of limitations tempt you to default. It’s simply a deadline for a lender or collection agency to recover your debt.

This period can last anywhere from six to ten years. If you default, your lender can try to collect or sell your debt to a collection agency.

Payday loans have one disadvantage: you allow the lender access to your bank account. If you default, the lender will initiate automated withdrawals from your bank, perhaps resulting in overdraft fees and a negative impact on your credit. It’s crucial to understand your rights if you default on a payday loan and it goes to collection.

Despite threats,you cannot go to jail for not paying a debt, but the lender or collection agency can sue you. Just because your loan has an ostensible due date doesn’t mean you can afford to ignore it.

What is a payday loan?

Normally Payday loans are only for a few hundred dollars. Many lending firms start with a $50 loan, but most people borrow many hundred dollars.

Each state has a maximum limit for this type of loan, which we’ll go over later. Second, they are prohibitively pricey.

They are normally scheduled to be paid back in one lump sum at the end of two weeks or a month.

The interest rates are exceptionally high compared to borrowing a greater amount over a longer period of time, often between 100% and 700% Annual Percentage Rate (APR). When it comes to borrowing money, this is an extremely costly alternative.

Eighteen states have enforced a 36 % interest rate limitation on cash advance loans, but some localities have none, resulting in interest rates as high as 600 0% in rare cases.

For many people, this means that they are available to consumers who may not have a good credit history, and some payday loan organizations even lend money to persons who have no credit history at all.

Identification, proof of income, and a bank account are usually all that is required. Even the first two items are sometimes sufficient to acquire a loan.

These loans are advertised in different ways across the country, but if you’re considering a cash advance, deferred deposit, deferred presentment, or credit access, you’re essentially getting a payday loan.

Conclusion On Payday Loans

An unexpected expense, especially if you don’t have the funds to meet it, can drastically affect your life. The best online payday loans come from direct payday loan online lenders. Payday loans can come in handy in case of emergencies if you can repay the money quickly. Also, some lenders run a mild credit check with the three major credit bureaus to assess a person’s creditworthiness.

The online lending companies we reviewed in this article should help you choose a payday loan provider with reasonable terms. They also offer short transfer periods, so you get the needed funds within a day.

All of them work with reputable lenders, are taking security measures to keep your information safe, and offer benefits that will keep you satisfied as a client.

These are all trustworthy websites with a lot of satisfied clients and a history of success, but they shouldn’t be seen as a means to get an easy way out of debt.

At the end of the day, you are the one that needs to make the decision because only you know your needs the best. We have no doubt that you will make the right decision and you will spend the money wisely.

As the COVID-19 pandemic forced millions of people to work and learn from home, several faculty members in the Department of English and Creative Writing began to notice “strange resonances” with the 19th century, the era they are studying.

Stay-at-home orders, workforce restructuring – with the pressures of caregiving placed largely on women – and the way the pandemic has made visible, if not exacerbated, racial disparities and economics of home and housekeeping echoed the challenges faced by women two centuries earlier, says Colleen BoggsProfessor Emeritus of Parents Research in the Humanities.

These parallels inspired a collaboration between Boggs; caroline dever and Ivy Schweitzerteachers of English and creative writing; Christie Harner, lecturer in English and creative writing; and their students.

The project, a website called Homework—invites visitors to explore the ways in which 19th-century women writers in the United States and the United Kingdom approached the challenges and opportunities of domesticity as a feminine ideal, and what lessons their lives could teach us today today.

“The home was the center of women’s creativity in the 19th century, and our continued encounter with ‘the home’ during the pandemic has offered us new insights into how 19th century women writers used the tools available to give meaningful,” says Dever.

Focus on accessibility

A wealth of lesson plans and activities, HomeWorks offers many entry points for exploring the work of featured writers, including Michael Field, a pseudonym for two English women – aunt and niece – who published under that name; Lucy Larcom, who worked in textile mills in Lowell, Massachusetts, throughout her childhood but managed to become a teacher; and Sarah Winnemucca, a Native American interpreter and tribal spokesperson.

The site, designed primarily for homeschooled teachers and parents, also includes resources related to 19th-century architecture, history, natural history, and art. Carefully illustrated, its pages evoke the environments in which the authors lived.

The ever-evolving HomeWorks site is organized into four teaching modules, each exploring the concept of home from the perspective of different female writers.

“Art and the Beautiful Home” examines how women writers use the home as a place of political and artistic expression.

“Diverging Domesticities” engages poet Emily Dickinson, Winnemucca, and Larcom in conversation, and explores diverse experiences of home, based on class status, racial and ethnic identity, and region.

In “Victorian Mothers and Children at Home,” writers and photographers reimagine “home” as a creative space for imagination, play, childhood development, and business. The existing module will soon be expanded to include an essay by Emily Sun ’23 on Sui Sin Far, who is widely considered to be one of, if not the first, Asian American female writers.

Far was born Edith Maude Eaton to a Chinese mother and an English father, and lived variously in England, Canada, the United States and the Caribbean.

“She helps us understand different cultural ideas of motherhood and domestic life, reaching not just the UK and the US, but also immigrant communities in both countries,” says Harner. “Her children’s stories also give us insight into the cross-cultural imagination around childhood.”

“Writing Home,” about Civil War letters, includes a student-created video that offers advice on how to interpret archival material, Boggs says. “These letters can be difficult for modern audiences to understand.”

To help visitors navigate the site, each module is represented by a sketch of a house identified with the writers, says Harriette Yahr ’87, a visiting scholar who designed HomeWorks. “Some people are more visual learners.”

During the 2020-2021 academic year, more than three dozen students helped create the content, which includes videos, short films, and activities ranging from art projects and games to science experiments and quizzes. writing exercises.

Downloadable content encourages students to spark their imaginations and explore the richness of their immediate surroundings. It is designed to be accessible to everyone, regardless of background or materials available at home.

“That feeling of freedom and adventure”

Lucy Turnipseed ’22, a student in Harner’s class “Victorian Children’s Literature: Fairy Tale and Fantasy,” wanted to remind kids that they can have big goals even while staying at home.

Longtime follower of Anne of Green Gablesby Lucy Maud Montgomery, Turnipseed has taken inspiration from the imaginative and free-spirited main character to create a drawing and writing activity (PDF) inviting children to imagine their own adventures in their home or neighborhood.

Quote

I wanted to replicate that feeling of freedom and adventure for other kids.

Award

Lucy Turnipseed ’22

“Anne kind of pioneered a way for women and girls to have adventures that wouldn’t usually be considered exciting or out of the ordinary,” like starting a songwriting club. stories or the organization of elaborate tea parties, explains the art history major. “I wanted to replicate that feeling of freedom and adventure for other kids.”

Public Humanities: “We are all connected”

HomeWorks was funded by a humanities grant created during the pandemic from the President’s Officein collaboration with the Office of the Associate Dean of Humanities. As the world faces a challenging future and imagines alternatives, the grant called for projects that would engage campus or community partners and advocate for the need for the “analytical, ethical, transdisciplinary and creative capacities” of arts and humanities. community work.

HomeWorks was shaped by these partnerships even as it was being built.

Before creating material for the site, students in Harner’s class met with educators from several states to talk about writing and designing content for kids.

Public humanities is about the kind of partnerships and dialogues “that influence our scholarship and influence the work that our students do,” says Harner.

And last spring, the students presented their projects in a discussion with Amy Earhart, a professor of English and African studies at Texas A&M University, whose specialties include public humanities, the intersection of 19th century studies and critical race studies, and student engagement in scholarly work. .

The next step is to promote the site to educators; a student supervised by Schweitzer and Yahr is working on outreach this term.

Schweitzer, whose teaching and scholarship combine experiential learning with community collaborations, has long been a proponent of sharing his own scholarship on the web, where it is easily accessible to the public.

The pandemic “has shown us that we are all globally connected and dependent on each other,” she says. “As humanists, we have so much information, background, history and context that is not only rewarding, but necessary for our survival.”

WASHINGTON (AP) — The federal website where Americans can request free COVID-19 tests will begin accepting orders Wednesday as the White House seeks to address nationwide shortages, but supplies will be limited to just four free tests per household.

Since January 19, the website COVIDTests.gov will provide testing at no cost, including free shipping, the White House announced Friday.

As he faced criticism for low inventory and long lines for testing, President Joe Biden announced last month that the United States would purchase 500 million home tests to kick off the program and on Thursday, the president announced he was doubling the order to 1 billion tests. .

But Americans shouldn’t expect fast order processing, and they’ll need to plan ahead and request the tests long before they meet federal guidelines on when to use a test.

The White House said “tests will typically ship within 7-12 days of ordering” via the US Postal Service, which reports shipping times of 1-3 days for its First Class Parcel Service to the States. -Continental United.

Centers for Disease Control and Prevention recommend home testing for COVID-19 systems, including fever, cough, sore throat, respiratory symptoms and muscle aches, five days after potential exposure to COVID-19, or as part of a test for-stay protocols in schools and workplaces.

SINGAPORE, December 17 (dpa): Former Singapore news and commentary The Online Citizen on Thursday (December 16) lost its legal offer to restore its website and social media pages after they were removed earlier in the year.

The Online Citizen was effectively banned in September after its website and related pages were taken down for allegedly refusing to disclose foreign funding.

The publication’s attorney, Lim Tean, said Thursday that the latest 27-page ruling, which suggests the government may have licensing powers over social media pages, “makes the operation of any media in Singapore unworkable. , in particular one such as TOC, which is dedicated to promoting freedom of expression and freedom of the press. “

However, he added that the move means The Online Citizen could operate a website from outside Singapore.

The Online Citizen had lost earlier in the year a libel case involving Prime Minister Lee Hsien Loong, whose father Lee Kuan Yew was the city-state’s first and longest-serving prime minister.

The family had in the past won several lawsuits against international media, which, despite Singapore’s long-standing restrictions on media and free speech, have generally sought a base in the city-state.

A rich hub of finance and investment, Singapore has been further downgraded in recent years in the ranking of press freedoms and civil liberties by organizations such as Reporters Without Borders and CIVICUS Monitor, and has not been invited to a recent “democracy summit” hosted by the United States. – dpa